Welcome to this beautifully maintained, custom-built Ernie Taylor brick bungalow offering year-round living with direct canal access to Gull Lake and full municipal services. Set on a beautifully landscaped and fully fenced 0.35-acre lot, this move-in-ready home combines quality construction, thoughtful updates and exceptional versatility. The bright open-concept main floor features a spacious kitchen, dining and living area that flows into a charming three-season Muskoka Room and out to a private deck overlooking the gardens, canal and lake. The main level also includes a generous primary bedroom, updated bathroom with radiant in-floor heating, convenient laundry room and inside entry from the attached garage. The fully finished walkout lower level offers two additional bedrooms, a modern bathroom, large family room with gas fireplace, kitchen, office space, workshop, cold cellar and 2 private entrances. A second paved driveway provides additional parking for guests, RVs or boats. The layout makes an ideal in-law suite, guest accommodation or potential B&B.Numerous upgrades include a 200-amp electrical service, engineered hardwood flooring, many new windows, gas fireplace, high-efficiency natural gas furnace, central air conditioning, storage shed and more. The fenced backyard leads off a covered entertainment area...ideal for entertaining! And it is hot-tub ready too. The wiring is in place. With nearly 2,000 sq. ft. of finished living space, forced-air gas heating, attached garage, private dock, and easy access to all that Gull Lake has to offer-including boating, swimming, fishing and the popular Sunday evening barge concerts-this exceptional property offers the perfect blend of waterfront lifestyle and everyday convenience.