Private bungalow on a level lot with 191 ft of shoreline on Hay Bay. Located at the end of a peaceful laneway. Enjoy swimmable waterfront, a rare boat house at the water's edge, and unobstructed views from every window. The open-concept layout blends the kitchen, living, and dining areas into a bright, spacious setting ideal for relaxing or entertaining. The living room features a cozy propane fireplace, while the fully equipped kitchen offers a dishwasher, double sink, and sliding doors leading to a wrap-around deck overlooking the bay. Two generous bedrooms each include two double closets, providing exceptional storage. A split Heat/AC pump ensures economical year-round comfort. Outside, the property offers a level lot, pebble beach, boat launch, and a permanent dock with roll-out extension for easy water access. The boat house adds unique functionality and value. Perfect as a year-round home, cottage, or short-term rental opportunity, this serene waterfront retreat is just minutes from downtown Napanee. Offering an ideal balance of privacy and convenience.