Live virtually mortgage-free at 548 Beach Rd! This rare home is perfect for multigenerational or extended families with 4 separate and complete private living spaces alongside a dream setup for hobbyists, mechanics, or tradespeople. The standout feature is a massive, fully insulated23' x 30' metal garage with 10' ceilings, new door/siding (2022), 200-amp power, attached12'x7.5' store room, and an auxiliary bachelor pad with kitchenette, 3-piece bath, and laundry setup. Inside, three fully functional living spaces maximize versatility. The refreshed main floor highlights an updated kitchen (2023) with SS appliances, ceramic backsplash, new Signature Collection vinyl flooring, and an updated bath (2022). The bright upper unit features an eat-in kitchen, 4-piece bath (2021), laundry rough-in, and walk-out to a private deck with exterior fire escape. The fully self-contained basement suite boasts a private side walk-out, great ceiling height, large windows, ceramic floors, full kitchen (2021), 4-piece bath, and laundry(restored with brand-new drywall & insulation in 2026).Mechanically bulletproof with zero big-ticket items left to tackle: durable metal roof & eavestroughs (2024), Keeprite high-efficiency furnace (2023), new weeping tile (2023), 200-amp electrical (2022), plus new metal backyard fencing (2026) and patio stones (2025). Live in one unit, rent the others, and let your property pay for itself while enjoying a premium insulated workshop!